The Problem Isn’t The Problem In Wealth Management

by Tom Kirk

A friend of mine often says, “The problem is not the real problem. The real problem is you don’t know how to think about the problem.”

In this case, your money is not the problem. The problem is a need to change the way you think about your money; not your neighbor’s money; not some hypothetical money a TV talking head or newsletter columnist is preaching about. Your money.

What if instead of making decisions out of fear or greed, your decisions were based on knowing how they contributed to the financial future you desire? What if these decisions were flexible and could be adjusted to respond to fluctuations in the market and your life? What if you were able to watch and listen to the financial news for its entertainment value and not for its purported wisdom? What if you confidently knew you were on course to achieve your financial and life goals?

The truth is—This can be your reality. If you take the time to think through seven specific actions and how to make them happen.

Sounds simple, doesn’t it? That’s the beauty of an approach like this. There is nothing particularly difficult about any of these steps. The key is in taking the time to work through each of them, then to implement them in your own life.

  1. Identify what’s important about money to you.
  2. Clarify your tangible (financial) goals.
  3. Benchmark your current position.
  4. Strategize what you need to do to achieve your goals.
  5. Prioritize and implement those strategies.
  6. Monitor your progress.
  7. Update your strategies to optimize your success.

We’ll be covering each of these important steps in detail over time here on the FirstWave FinancialTM blog, but the important thing at this point is to think through each of them and what they mean to your inevitable financial success. If you have further questions or would like to schedule a complimentary consultation, please call our wealth services firm in Satellite Beach, FL – Melbourne/Brevard area at (321) 773-7773 or visit us at to schedule and appointment!